The mix of asset types, such as stocks, bonds, and cash, in an investment portfolio.
Asset allocation is typically the single biggest driver of a portfolio's long-term risk and return profile, more influential than which specific stocks or funds are chosen within each category. A common approach is to shift toward a more conservative allocation (more bonds, fewer stocks) as an investor gets closer to needing the money, such as approaching retirement.
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A comprehensive guide to understanding the Dow Jones Industrial Average (DJIA), how its price-weighted index functions, and practical ways to invest in blue-chip stocks.
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